{"id":2977,"date":"2024-06-01T22:29:00","date_gmt":"2024-06-01T20:29:00","guid":{"rendered":"https:\/\/skytax.be\/?p=2977"},"modified":"2025-06-01T22:30:36","modified_gmt":"2025-06-01T20:30:36","slug":"4-assurances-conseillees","status":"publish","type":"post","link":"https:\/\/skytax.be\/index.php\/2024\/06\/01\/4-assurances-conseillees\/","title":{"rendered":"4 Assurances conseill\u00e9es"},"content":{"rendered":"\n<p>&nbsp;<strong>Ind\u00e9pendants : quelles assurances pour une protection optimale ?<\/strong>&nbsp;\ud83d\udd39<\/p>\n\n\n\n<p>En tant qu\u2019ind\u00e9pendant, vous \u00eates souvent moins prot\u00e9g\u00e9 qu\u2019un salari\u00e9 classique, tant en mati\u00e8re de s\u00e9curit\u00e9 sociale que d\u2019assurances. Certaines couvertures sont obligatoires, d&rsquo;autres sont fortement recommand\u00e9es pour pr\u00e9server votre activit\u00e9 et votre s\u00e9r\u00e9nit\u00e9.<\/p>\n\n\n\n<p>\u2705&nbsp;<strong>Assurance hospitalisation<\/strong>&nbsp;: elle compl\u00e8te l\u2019intervention de votre mutualit\u00e9 en remboursant les frais li\u00e9s \u00e0 une hospitalisation.<\/p>\n\n\n\n<p>\u2705&nbsp;<strong>Assurance revenu garanti<\/strong>&nbsp;: en cas d\u2019incapacit\u00e9 de travail, elle vous permet de maintenir jusqu\u2019\u00e0 80% de votre revenu habituel, en plus des indemnit\u00e9s l\u00e9gales.<\/p>\n\n\n\n<p>\u2705&nbsp;<strong>PLCI sociale<\/strong>&nbsp;: en plus de pr\u00e9parer votre pension compl\u00e9mentaire, elle offre des avantages fiscaux et une protection suppl\u00e9mentaire en cas d\u2019incapacit\u00e9 de travail ou de maternit\u00e9.<\/p>\n\n\n\n<p>\u2705&nbsp;<strong>Assurance d\u00e9c\u00e8s<\/strong>&nbsp;: elle assure un soutien financier \u00e0 vos proches si un accident de la vie devait survenir.<\/p>\n\n\n\n<p>\ud83d\udc49 \u00c0 cela s\u2019ajoutent les&nbsp;<strong>assurances obligatoires<\/strong>&nbsp;li\u00e9es \u00e0 votre activit\u00e9, comme la responsabilit\u00e9 professionnelle ou la responsabilit\u00e9 d\u00e9cennale pour certaines professions lib\u00e9rales.<\/p>\n\n\n\n<p>En r\u00e9sum\u00e9 : s\u2019assurer, c\u2019est anticiper et se donner les moyens d\u2019affronter l\u2019impr\u00e9vu sereinement.&nbsp;<strong>N&rsquo;h\u00e9sitez pas \u00e0 contacter votre assureur afin d&rsquo;avoir d&rsquo;avantages d&rsquo;informations&#8230;<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;Ind\u00e9pendants : quelles assurances pour une protection optimale ?&nbsp;\ud83d\udd39 En tant qu\u2019ind\u00e9pendant, vous \u00eates souvent moins prot\u00e9g\u00e9 qu\u2019un salari\u00e9 classique, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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